What Is The Best Medigap Plan? You Be The Judge!

I hated to admit it but after years of dodging the issue of some other kind of supplement to counteract the costs that Medicare parts A and B don’t cover, I decided to look into it. For at least three years I stuck my head in the sand saying I couldn’t afford a third premium.

So a wide variety of leads are covered by Senior marketing. Getting the most out of these leads is easy. Simply contact them for your leads and territories, get as many or as little as you want, and then go contact these potential customers on the times and days best for you. This is basically all there is to it. Using these high quality leads from Senior marketing can expand your bottom line and help your business to be more productive. Why go anywhere else for these leads. Getting your own medicare gap cover leads and see where these leads take you.

Buy a list of small business owners in your state. For the sale of individual life and health products I recommend buying a list with no more than four employees. You can search “business lists” to find list companies. Don’t pay too much for a list if the price is based on accurate mailing addresses. Addresses are irrelevant when telemarketing. You’re looking to spend about 2 to 3 cents per record.

In most states (except for three), Supplemental plans are all standardized. What this means is that a Plan F from Company 1 offers the same exact benefits as a Plan F from Company 2. The only real difference is the price.

You cannot just look at your monthly premiums though. You have to consider how much medical services will cost when you access them. For example, some medicare supplements are very comprehensive, but will cost extra. However, you may be able to access most medical services without having to pay anything extra. Other plans may be cheaper, but require you to share part of the costs of services when you access them.

Mary decided to call the company direct and ask about her options. They told her they could offer her Medigap plan F for more than $100 less than I had quoted her.

Medicare Part D has an period to enroll mirrors the Medicare Advantage AEP (Nov. 15-Dec. 31). Also, you can make changes to Part D during the OEP as long as you do not drop or add Part D coverage as part of those changes. If you have Part D as of Jan. 1, any change you make during OEP have to result in you having Part D as of April 1.